.terms-shell {
  position: relative;
  margin: 0.45rem auto;
  max-width: 980px;
  padding: clamp(1rem, 2.3vw, 1.65rem);
  border-radius: 18px;
  border: 1px solid rgba(255, 214, 123, 0.22);
  background:
    radial-gradient(circle at 12% 14%, rgba(255, 209, 98, 0.2), transparent 40%),
    radial-gradient(circle at 88% 10%, rgba(96, 211, 255, 0.18), transparent 42%),
    linear-gradient(155deg, rgba(37, 45, 55, 0.95), rgba(24, 29, 39, 0.96));
  box-shadow: 0 18px 36px rgba(0, 0, 0, 0.33);
}

.terms-head {
  margin-bottom: 1rem;
}

.terms-kicker {
  display: inline-flex;
  align-items: center;
  gap: 0.35rem;
  padding: 0.34rem 0.72rem;
  border-radius: 999px;
  font-size: 0.68rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: rgba(254, 234, 180, 0.95);
  border: 1px solid rgba(255, 214, 123, 0.3);
  background: rgba(255, 214, 123, 0.1);
}

.terms-title {
  margin: 0.75rem 0 0.4rem;
  font-size: clamp(1.45rem, 2.8vw, 2.05rem);
  font-weight: 800;
  color: #f8f2de;
}

.terms-subtitle {
  margin: 0;
  color: rgba(227, 230, 236, 0.84);
  font-size: 0.98rem;
}

.terms-updated {
  margin: 0.4rem 0 0;
  font-size: 0.82rem;
  color: rgba(200, 205, 215, 0.65);
}

.terms-panel {
  margin-bottom: 0.82rem;
  border-radius: 14px;
  border: 1px solid rgba(255, 255, 255, 0.11);
  background: rgba(16, 21, 29, 0.84);
  box-shadow: inset 0 0 0 1px rgba(255, 255, 255, 0.02);
  padding: 1rem;
}

.terms-panel h2 {
  margin: 0 0 0.56rem;
  font-size: 1.08rem;
  font-weight: 700;
  color: #f8f2de;
}

.terms-panel p {
  color: rgba(223, 228, 236, 0.9);
  margin-bottom: 0.62rem;
  line-height: 1.55;
}

.terms-panel a {
  color: #ffe29a;
  text-decoration: none;
  font-weight: 600;
}

.terms-panel a:hover {
  color: #fff3d3;
}

.terms-list {
  margin: 0 0 0.62rem;
  padding-left: 1.1rem;
  color: rgba(223, 228, 236, 0.9);
}

.terms-list li {
  margin-bottom: 0.42rem;
  line-height: 1.45;
}

.terms-cta-row {
  margin-top: 0.95rem;
  display: flex;
  flex-wrap: wrap;
  gap: 0.7rem;
}

.terms-cta-primary {
  font-weight: 700;
  color: #1f232a;
}

.terms-cta-secondary {
  font-weight: 600;
}

@media (max-width: 575.98px) {
  .terms-shell {
    padding: 0.9rem;
  }

  .terms-cta-row .btn {
    width: 100%;
  }
}